LET US HELP YOU CREATE THE RIGHT BUDGET
FINANCIAL PLANNING
Do you realize that saving a mere $60.00 a month could start your way to long-term financial stability? Many believe you must have thousands of dollars to become actively involved in investing. This is definitely not true. The purpose of the Asset Management team here at Black River Financial Services is to assist you in achieving your unique financial goals and needs. There are six key reasons people invest:
Accumulating wealth in order to obtain a desired lifestyle.
Maximizing income for current or anticipated living expenses.
Reducing your tax burden.
Retirement Planning for a secure and comfortable retirement.
Estate planning so that your heirs can obtain their inheritance without legal or tax complications.
Saving for education or other purposes.
We will customize your investment plan based upon these or any other goals you have. You’ll begin by meeting with one of our portfolio mangers, who will help you define your financial goals and determine the degree or risk acceptable to you. After conducting a thorough analysis of your financial situation, we will help you develop the optimum investment strategy — one that takes into account factors such as: your income needs, tax situation, and performance expectations.
Once this strategy has been established, we develop your individualized investment plan. This is the blueprint, which guides us in selecting the right mix of assets for your portfolio. Of course, your needs and goals will change over time. That is why we communicate with you regularly, to determine if your portfolio should be rebalanced due to changes in your financial position or shifts in the economic climate. Our objective is to establish a long-term, mutually rewarding relationship with you.